Fire & Burglary Insurance
SCI covers the policyholder against fire loss
or damage from natural factors or intentional acts.
Types of fire insurance policies
1- Standard Policy:
2- Fire & Allied Perils Insurance Policy / Comprehensive Policy:
The coverage:
3- All Risks Insurance Policy:
Damage of property:
The coverage:
Policy Advantages
Quick compensation disbursement
Competitive prices
Issuance of the policy on the same day
Coverage and Prices of the Safe Home insurance policy
The Risks | Coverage limits |
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Section 1 |
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| 1- Fire, smoke, lightning and explosion | 100% | 100% | 100% | 100% |
| 2-Earthquakes, winds, storms and floods | 100% | 75% | 50% | 25% |
| 3- The harmful act of a non-member of the insured's family or those in his service | 100% | 75% | 50% | 25% |
| 4- Riots and civil commotion | 100% | 75% | 50% | 25% |
| 5 -Sudden bursting of water from fresh water pipes, water apparatus, air conditioning installations, heating systems, laundry machines, and overflow of overhead water tanks | 100% | 75% | 50% | 25% |
| 6- collision or shockwith animals, vehicles, falling trees, tree branches, light poles, flying objects, or any materials falling from them, as well as losses resulting from the collapse of radio and television antennas, broadcasting dishes, fixtures, and masts | 100% | 75% | 50% | 25% |
| 7- Burglary or attempted theft accompanied by the use of violence, breaking, climbing, drilling, or as a result of the use of fake keys while entering or leaving the building | 100% | 100% | 100% | 100% |
| 8- Accidental physical damage to electric or telephone cables and gas pipes located underground serving the house or extending between the building and the main source of the house | 100% | 75% | 50% | 25% |
| 9- Physical damage resulting from accidental leakage from natural gas pipelines or gas pipes | 100% | 75% | 50% | 25% |
| 10 - Architects' and consulting engineers' fees, in addition to the costs of removing debris | 5% of the buildings | 5% of the buildings | 5% of the buildings | 5% of the buildings |
Section 2 |
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| Broken glass, mirrors and sanitary fixtures | 100% of the item | 75% of the item | 50% of the item | 25% of the item |
Section 3 |
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| 1-Personal accidents of the insured or his spouse | 50,000 | 50,000 | 50,000 | 50,000 |
Section 4 |
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| 1- Alternative housing and rent compensation | 10% | 10% | 10% | 10% |
Section 5 |
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| 1 -Civil liability towards neighbors / third parties | 75% | 50% | 25% | 10% |
| 2-Non-contractual civil liability: (If the insured is a tenant of the house) | 75% | 50% | 25% | 10% |
| 3 -Employer Liability | 10,000 | 10,000 | 10,000 | 10,000 |
| Deductible | The insured bears 10% of the value of each claimwith a minimum 10,000,00 L.E | |||
| Net price per thousand | 2,5 | 2 | 1.5 | 1 |
In the event that the client desires the issuance without deductible, the price will be increased by 25% |
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