Miscellaneous Insurance

1- Fidelity Guarantee

Provides cover to the employer (the insured) for material losses he may suffer as a result of dispelling, dishonesty or embezzlement accident committed by any of his employees, provided that evidence of dishonesty has been proven with final court decision.

2- Cash in Transit

Provides coverage against losing of cash during its transit due to robbery, loss or damage.

3- Personal Accident Policy

Provides compensation in the event of Death or permanent disability, whether total or partial, caused by unplanned and unintended accident. May be extended to include a weekly benefit (limited to a maximum of 52 weeks) in the event of temporary total disablement.

4- Diving & Snorkeling Personal Accident

Covers accidents that may lead to death, as well as rescue and hospitalization expenses, and professional liability arising from a mistake or unintentional negligence towards others.

5- Public Liability Insurance

Provides protection against third party claims towards the insured in the event of personal injury or property damage as a direct result of business activities.

6- Passenger Liability

Provides protection against third party claims towards the insured from passengers of cars or buses owned by the insured against bodily injury or death due to accidents.

7- Employer's Liability

Handles claims against employer from his employees who have suffered a work-related injury or illness.

8- Elevator Insurance

A mandatory policy for a period of 3 years covering accidents that occur to elevator passengers which may cause physical injuries or material damage, in accordance with the provisions of Law No. (119) for the year 2008 and Ministerial decision No. (144) for the year 2009.

9- Civil Liability for Medical Malpractice

A type of professional liability insurance which protects Doctors and other licensed health care professionals from liability associated with wrongful practices causing bodily injury, medical expenses as well as the cost of defending lawsuits related to such claims.

10- Householders Policy

Covers the contents of the apartment against the following risks:

• Fire, explosions, and earthquakes
• Storms, winds, and floods
• Harmful act by non-family members
• Theft, burglary, or attempted theft using violence or fake keys
• Personal accidents of any of the spouses
• Civil liability towards neighbors and towards the owner

11- Plate Glass Policy

Covers the glass storefronts of shops and malls against breakage or damage.

12- Livestock Insurance

Provides protection for your livestock against injury, illness and disease.

13- Loan Credit Insurance

The company undertakes to pay to the bank the value of the remaining loan installments on the insured in case of his inability to pay three consecutive installments after verifying the inability of the insured to pay.

Types of Loans:

• Personal Loans
• Real Estate Loans
• Small and Medium Enterprise Loans
• Capital Projects – Corporate Loans
• Car Loans
• Leasing